It can be quite hard to balance your expenditure with your studying whilst you are at University in New Zealand but there are a number of things which you can do to save money whilst still living a good lifestyle.
The first thing to do is to be very honest about what you NEED to spend and what you WANT to spend. This is an important distinction that you need to make in order for you to be happy and content with what you are spending. If you get this balance right then you will be halfway towards financial security whilst studying. Things that you need to spend on include bills, food and other such necessities whilst things that you may want to spend on are nights out, luxuries and days out. Essentially, you will need to be disciplined if you want to save some money.
Often students will have the opportunity to take a gap year. This is normally a great opportunity to go and travel and a lot of students will do this. However you will need travel insurance and these things can cost. It is a good idea to have a good look around online to make sure you get a great deal.
Next, you need to think about how you can cut down on your expenditure whilst living in New Zealand. The first thing to do is to examine where you buy food. If you are purchasing it from a top-end retailer this may be a source of expenditure which you need to cut down on. Alternatively, if you shop at a budget retailer then you will save money whilst ensuring you buy the same quality of product. The only difference between the food bought in a flagship retailer and one that is bought elsewhere is the brand, not the quality.
Another essential thing that you will have to pay for is accommodation. When one goes away to study they have to stay somewhere and this normally is in the form of either staying at halls of residence or in private accommodation rented from a landlord. Both have their respective advantages and disadvantages and they can appeal to different sorts of people. However, it is likely that halls of residence will be cheaper as you are living with a lot of different people and will have to share basic kitchen equipment and facilities and so forth. This is the cheaper option and a viable way of saving money when you are studying in New Zealand.
Furthermore, you can vary in your leisure activities. It may be tempting to spend a lot of money on going to a nightclub but you could have the same sort of enjoyment if you were with your friends just relaxing at home whilst watching the TV or having a party.
Essentially, there are many ways of saving money when you are studying in New Zealand.